"An investment in knowledge pays the best interest"
- Benjamin FranklinWelcome to Clear Wealth Planning Solutions
When you work with us, you're part of the family. Our team of professionals have years of experience in financial services, and can help you address your needs today and for years to come.
Our goal is to help you live your best life. We want to learn more about your situation, identify your goals and dreams, and understand your risk tolerance. Long-term relationships that encourage open and honest communication have been the cornerstone of our foundation of success.
Our entire team works together, hand in hand, always acting in your best interest, with all your goals and dreams firmly in mind. Your goals are our goals.
Our Team
Aaron Dean Smaagaard, CFP®, CLU®, ChFC®
Founder and Wealth Management AdvisorKatie L Ristvedt, ChFC®
Director of Operations and InvestmentsDenise M Barry, ChFC®
Director of Wealth Management ServicesIvette Tejeda
Client Relationship ManagerEric Parnell, CFA
Chief Market StrategistNick Dalessandro
Senior Associate, Asset ManagementKaela Frenchman
Associate, Asset ManagementEvan Coffey
Associate, Asset ManagementOur Services
Our advice is tailored to your needs and designed to align your financial resources with your personal goals. We will gain a deep understanding of what is important to you by reviewing all aspects of your financial household, not just your investment accounts. This means you’ll receive personalized and actionable advice through each phase of our relationship.
Investment Management
Our investment strategy goes beyond security selection by considering tax efficiency, illiquid investments, asset preservation, debt analysis, and cash flow.
Financial Planning
We see the big financial picture and take a comprehensive look at all your assets, utilizing data and cutting-edge technology to ensure you get a personalized financial strategy that helps you pursue all of your financial goals.
Retirement Planning
Retirement is a major financial transition that involves high stakes and irrevocable decisions. A clear roadmap with defined milestones means you’ll be informed and ready when the next phase of life arrives.
Risk Management
Protecting you against all the ‘what ifs’ in life means considering what happens if the worst, or best, comes your way. A well-crafted plan highlights the possible but is flexible enough to mitigate the improbable.
Insurance
As a strategic partner, we take into account the full breadth of your financial circumstances, and this often includes disability income insurance, life insurance, and long-term care insurance.Our Process
Introductory Meeting
This is the first part of establishing a fruitful partnership, so be prepared! Our goal is to mutually establish what each of our expectations are and establish whether an ongoing relationship is a good fit. In this phase we will identify your goals, priorities, preferences, as well as potential obstacles.
Exploration Phase
Based on our first meeting, we now take a deeper dive into your individual financial situation. During this session we begin to sketch a preliminary plan as we engage in a more comprehensive discussion about your personal and financial goals. This phase is essential to developing a customized, comprehensive plan.
Detailed Planning
Ongoing Aid & Advice
As your life circumstances facilitate a different approach to financial planning, wealth management, and savings options, we will be a constant presence to ensure that your plan transitions along with you. Your priorities and goals will inevitably shift through time which is why we are here to proactively update and evolve your financial plan.
Insights
